no code implementations • 31 Dec 2022 • Ricardo Muñoz-Cancino, Cristián Bravo, Sebastián A. Ríos, Manuel Graña
Credit scoring models are the primary instrument used by financial institutions to manage credit risk.
no code implementations • 13 Apr 2022 • Ricardo Muñoz-Cancino, Cristián Bravo, Sebastián A. Ríos, Manuel Graña
Application scoring is used to decide whether to grant a credit or not, while behavioral scoring is used mainly for portfolio management and to take preventive actions in case of default signals.
no code implementations • 26 Nov 2021 • Ricardo Muñoz-Cancino, Cristián Bravo, Sebastián A. Ríos, Manuel Graña
Here we introduce a framework to improve credit scoring models by blending several Graph Representation Learning methods: feature engineering, graph embeddings, and graph neural networks.
no code implementations • 16 Apr 2019 • Borja Fernandez-Gauna, Manuel Graña, Roland S. Zimmermann
We present Simion Zoo, a Reinforcement Learning (RL) workbench that provides a complete set of tools to design, run, and analyze the results, both statistically and visually, of RL control applications.
no code implementations • 30 Mar 2019 • Julian Estevez, Gorka Garate, JM Lopez Guede, Manuel Graña
This paper presents a educational workshop in Scratch that is proposed for the active participation of undergraduate students in contexts of Artificial Intelligence.
no code implementations • 4 Jul 2013 • Miguel Angel Veganzones, Mihai Datcu, Manuel Graña
Content-Based Image Retrieval (CBIR) systems are powerful search tools in image databases that have been little applied to hyperspectral images.