Deep residential representations: Using unsupervised learning to unlock elevation data for geo-demographic prediction

no code implementations • 2 Dec 2021 • Matthew Stevenson, Christophe Mues, Cristián Bravo

We consider the suitability of this data not just on its own but also as an auxiliary source of data in combination with demographic features, thus providing a realistic use case for the embeddings.

The value of text for small business default prediction: A deep learning approach

no code implementations • 19 Mar 2020 • Matthew Stevenson, Christophe Mues, Cristián Bravo

Compared to consumer lending, Micro, Small and Medium Enterprise (mSME) credit risk modelling is particularly challenging, as, often, the same sources of information are not available.