Fair Models in Credit: Intersectional Discrimination and the Amplification of Inequity

no code implementations • 1 Aug 2023 • Savina Kim, Stefan Lessmann, Galina Andreeva, Michael Rovatsos

Drawing from the intersectionality paradigm, the study examines intersectional horizontal inequities in credit access by gender, age, marital status, single parent status and number of children.

Decision Making Fairness

The Double-Edged Sword of Big Data and Information Technology for the Disadvantaged: A Cautionary Tale from Open Banking

no code implementations • 25 Jul 2023 • Savina Dine Kim, Galina Andreeva, Michael Rovatsos

This research article analyses and demonstrates the hidden implications for fairness of seemingly neutral data coupled with powerful technology, such as machine learning (ML), using Open Banking as an example.

Fairness Management